Guaranteed future value
Flexibility when
the time comes
With guaranteed future value (GFV), you have the choice with what you do with your vehicle at the end of your loan, whether you keep it, trade it, or return it. It’s the freedom to choose your next move.
Here are your options
Trade your vehicle
Ready for an upgrade? Trade in your vehicle at a participating Ford dealer and drive away in a new or demonstrator model. If your trade-in value exceeds the GFV, you can use the difference towards your next Ford.
Keep your vehicle
Want to keep your vehicle? No problem. Pay the remaining balance on your finance contract, and it’s yours to keep.
Return the vehicle
Return your Ford, knowing the GFV covers the remaining loan amount. Just make sure it meets the fair wear and tear guidelines, kilometre allowance, and contract terms. Simple.
How does guaranteed future value work?
Drive away in your Ford
When your loan is approved, we’ll then confirm your repayment plan and GFV upfront, so you can drive away with clarity and confidence (subject to GFV terms and conditions).
Select your loan terms
Choose if you wish to pay a deposit or not. Choose a loan term of 3, 4 or 5 years. Then select your expected annual kilometres from the available options, starting at 10,000km per year, up to 30,000km (in 5,000km increments).
What’s in it for you?
- Greater peace of mind
Enjoy the reassurance of knowing your Ford vehicle's guaranteed future value at the end of your loan term (subject to GFV terms and conditions)..
- Greater flexibility
Choice of loan term and annual kilometre allowance to suit your needs and lifestyle..
- Lower monthly repayments
Get more flexibility with lower monthly repayments compared to a standard Ford Finance loan1, and the flexibility to return your Ford vehicle at the end of the loan term.
- More choice
At the end of your loan term, you've got options - trade in, keep, or return your vehicle.
5 free services with GFV
Finance a new Mustang with a Ford Finance Guaranteed Future Value^ (GFV) loan and get a bonus 5-year Pre-Paid Service Plan‡. Ends March 31 2026*.
‡ 5 pre-paid services are available at no additional cost on new Ford Mustang vehicles purchased by an Eligible Customer and financed under a Ford Finance GFV consumer or commercial loan. The pre-paid services plan cover the first 5 ‘General Services’ as specified in the Mustang Service Portfolio. Each General Service includes items listed in the ‘GENERAL SERVICE’ and ‘OTHER MAINTENANCE ITEMS’ sections of the Service Portfolio as required at the time or distance intervals prescribed and excludes anything else not listed in those sections. If a General Service is not performed within 6 months or 7,500km after the servicing interval prescribed by the Service Portfolio, that service will be at the customer’s cost. The pre‑paid service plan commences on the vehicle’s Ford warranty commencement date and ceases on the earlier of: (a) completion of the fifth General Service; or (b) 66 months or 82,500 km (whichever occurs first). The pre‑paid service plan is not transferable to another vehicle and remains with the vehicle regardless of ownership of that vehicle. Visit here to see full terms and exclusions.
*Finance to approved applicants, excluding government, fleet and rental buyers until March 31, 2026. Application for finance must be submitted and approved by March 31, 2026, and settled by April 2, 2026. Available at participating Ford dealers. While stocks last. Credit criteria, fees, charges, terms and conditions apply. Finance is issued by Angle Auto Finance Pty Ltd trading as Ford Finance ABN 16 161 130 696, Australian Credit Licence 530731. Ford, the Ford Oval Device and Ford Finance are trademarks of Ford Motor Company and are used by Angle Auto Finance Pty Ltd pursuant to a licence.
The Guaranteed Future Value (GFV) is the minimum future value of your vehicle at the end of the loan term subject to fair wear and tear conditions and agreed kilometres being met and is determined by Ford Finance before the start of your loan. It is not a representation by Ford Finance as to the likely market value of your vehicle as at the end of your finance contract. Provided you comply with the GFV terms and conditions, the GFV amount you receive at the end of the loan term will satisfy the balloon amount on your finance contract, even if the value of the vehicle is less than the balloon amount. Adjustments to the GFV amount may apply. If you wish to trade in or keep your vehicle, you have to pay out the outstanding amount owing on your finance contract. Please consider whether this GFV product is appropriate for your circumstances. Before acting on any of the information in this document, please seek independent advice.
1 Compared to the monthly repayments for a standard loan with the same loan term, same amount financed and no balloon. Your total interest charged may be higher if you choose the GFV product in connection with your loan, compared to a loan without the GFV product.